• AUM of Rs. 113,502 Mn; Growth of 20% YoY
  • PAT at Rs. 3,575 Mn; Growth of 29% YoY
  • Gross Stage 3 at 0.99% (includes 0.31% of upto 90 DPD assets)
  • ROA at 3.58%; Increased by 8 bps YoY
  • Sufficient Liquidity of Rs. 32,050 Mn
  • Positive ALM & Strong Capital Base

Performance Highlights:

  • AUM as on 31st March 2022 is Rs. 113,502 Mn of which
  • Home Loans contributed 72.1%
  • Other Mortgage Loans contributed 27.9%
  • The total number of branches stands at 314 as on 31st March 2022
  • Gross Stage 3 is 0.99% comprising 0.68% of above 90 DPD assets & 0.31% of upto 90 DPD assets (categorized as GNPA/Gross Stage 3 on account of RBI notification) and Net Stage 3 is 0.77%
  • 82.3% of their borrowings are from Term Loans, Assignment and NHB Refinancing. 17.7% of their borrowings are from debt capital market (of which 79.4% is from development finance institutions like IFC, CDC & ADB), with no borrowings by way of Commercial Papers.
  • The Company has a Networth of Rs. 28,086 Mn as on 31st March 2022
Aavas Financiers Limited records AUM growth of 20%